ANZ is one of Australia and New Zealand’s largest banks, supplying Aussies and Kiwis with every kind of credit card from a simple starter card to multi-feature platinum cards.
ANZ credit cards are a great choice if you want to be rewarded for your spending.
ANZ bank is in an action to conquer new customers in both countries, and with this, is becoming more flexible in the credit card issue. So if you were having trouble getting approved for a good credit card, this may be the perfect opportunity for you to apply for your ANZ Bank card.
In this article, we will give you all the guidelines to get approved in minutes and all the benefits that this card will offer you in both Australia and New Zealand. Let’s take a look?
ANZ Credit Cards
ANZ is one of the big 4 banks in Australia and New Zealand. ANZ is a provider of various banking, investment, and insurance products such as credit cards, home and personal loans, bank accounts, home insurance, life insurance, and car insurance.
Here we provide an overview of ANZ’s credit cards.
ANZ bank has a huge variety of credit cards and each one has a target audience, there are many benefits. We have scored each one so that you can choose which card is the most ideal for your profile. See below:
Exploring ANZ’s Diverse Credit Card Options
ANZ Bank boasts a vast selection of credit cards, each catering to different customer profiles and preferences. Here’s an overview of some of the options available:
- ANZ Low Rate Credit Card – 0% Balance Transfer: Enjoy a 0% p.a. balance transfer for 30 months and a $0 annual fee for the first year. Low purchase rate of 12.49% p.a. and the option for up to 3 free additional cardholders.
- ANZ Platinum Credit Card: Offers a 0% interest rate on purchases for 25 months and no annual fee for the first year. Also includes complimentary insurance coverage.
- ANZ Business Low Rate: Ideal for business use with a low rate of 12.99% p.a. on purchases and a $0 annual fee for the first year. Allows additional cardholders at no extra cost.
- ANZ Rewards Black Credit Card: Earn 80,000 extra Reward Points (worth $350 in gift cards) by spending $2,000 on eligible purchases within the first 3 months. Includes complimentary international travel insurance.
- ANZ Rewards Platinum Credit Card: Obtain 50,000 extra Reward Points (worth $220 in gift cards from various retailers) upon meeting the minimum spend. Offers retail and travel insurance coverage.
- ANZ Frequent Flyer Credit Card: Earn uncapped Qantas Points on eligible purchases – 0.5 Qantas Points per $1 spent, up to $500 per statement period. Includes complimentary Qantas Flyer program membership and a low rewards annual fee of $95.
- ANZ Frequent Flyer Black Credit Card: Enjoy up to 130,000 bonus Qantas Points and $255 back. Get 100k bonus Qantas Points and credit back when you spend $3,000 on eligible purchases within the first 3 months, plus 30k bonus Qantas Points after keeping the card for over 12 months.
- ANZ Frequent Flyer Platinum Credit Card: Earn 70,000 bonus Qantas Points and $100 back upon spending $2,500 on eligible purchases within the first 3 months. Offers uncapped Qantas Points, shopping and travel insurance, and a 24/7 Personal Concierge.
- ANZ Rewards Travel Adventures Card: Perfect for travelers with no overseas transaction fees on purchases, including online from international websites. Earn 40,000 bonus Reward Points with a minimum spend and enjoy complimentary travel insurance.
How to Apply for ANZ Credit Cards
To apply for any of the ANZ credit card products, you must meet the following criteria:
- Be at least 18 years old;
- Be a permanent Australian or New Zealand resident or non-permanent resident with more than nine months remaining on your Visa;
- Have a good credit rating;
Depending on what credit card you apply for, ANZ may require that you don’t currently hold and haven’t opened or closed an ANZ travel or rewards credit card in the last 12 months. For more information on eligibility requirements, refer to the ANZ website.
